With just a few inputs, our calculator can recreate the amortization schedule of your loan, calculate the precise amount required by your loan’s payments, and determine when and how much the defeasance portfolio of securities needs to earn to cover these payments.

But our calculator doesn’t stop there. It goes a step further by utilizing recent market prices and yields for U.S. Treasury and Agency securities. By incorporating these factors, it can accurately determine the monthly cash earnings required throughout the entire defeasance period. We understand that there are various technical nuances involved in the defeasance process, and different calculators make different simplifying assumptions. However, our calculator is built on reasonable rules of thumb, ensuring that it provides a useful indicator of the overall costs you can expect.

It’s important to note that the accuracy of the cost estimate relies on the inputs you provide and a careful reading of your loan agreement. By considering these crucial details, our calculator ensures that you receive a reliable and comprehensive estimate of your defeasance costs.

In addition to estimating the costs, our calculator also takes into account the mandatory fees associated with third-party services required to complete the legal process. This comprehensive approach allows you to have a clear understanding of the financial implications involved in your defeasance.

Experience the convenience and accuracy of our Defeasance Calculator today. Take advantage of this invaluable tool to gain insights into the costs and fees associated with your defeasance, providing you with the confidence to make informed decisions regarding your financial needs.