In our conversations over the years with borrowers of all shapes and sizes, in a myriad of industries, we’ve seen time and time again that all borrowers share the same basic goal: to take advantage of low interest rates now while protecting themselves if interest rates rise in the future. Some borrowers opt for the […]
DL Report is our monthly white-paper level publication on issues around hedging and derivatives. Subscribers receive notifications to the publications. Our weekly newsletter, DL Monitor, presents more momentary insights on dynamics.
First, a Thank You The DL Team would like to thank all of our clients, friends, and associates for what has been a rewarding and growth-filled 2018. We are pleased that Chris Hunt has joined our team this year and is leading expansion in the Midwest and on the East Coast – he has been […]
Not all Fixed Rates are the Same We are often asked if a fixed rate quoted by a bank is competitive. Seems like a simple question, but in practice, it’s a difficult one to answer without proper analysis. Numerous factors determine how a lender arrives at a fixed rate. In this month’s report, we will […]
There are many ways to avoid some of the pitfalls when buying a product or service. Reviews can be helpful, especially when taking into account the number of customer ratings. Imagine a common scenario: While searching for a particular product on the web, a site advertises the item at a price well below the market […]
Lenders and borrowers: the “haves” and the “have-nots”. Their actions have shaped the history of the world, and how they respond to crisis and change is fascinating and informative. Fixed rates are prudent and certain, but cash flow can be king. When current monthly payments matter more than later ones, borrowers often elect to float […]