Names can have negative or positive connotations. In the financial world, some infamous names come to mind, such as “Ponzi” and “Madoff” that evoke feelings of dishonesty and scandal, based on the enormity of their respective thefts. We have never met anyone with the last name of Ponzi, but we’re sure there are a few […]
Lenders and borrowers: the “haves” and the “have-nots”. Their actions have shaped the history of the world, and how they respond to crisis and change is fascinating and informative. Fixed rates are prudent and certain, but cash flow can be king. When current monthly payments matter more than later ones, borrowers often elect to float […]
Financial newswires have been abuzz recently with the formal announcement by a UK regulatory authority last Thursday that LIBOR will be replaced by 2021. While surprising to some, regulators have sought a replacement for LIBOR for some time as past rigging scandals and an overall lack of transactional data to support its use tainted the […]
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