Names can have negative or positive connotations. In the financial world, some infamous names come to mind, such as “Ponzi” and “Madoff” that evoke feelings of dishonesty and scandal, based on the enormity of their respective thefts. We have never met anyone with the last name of Ponzi, but we’re sure there are a few […]
This month’s DL Report provides a short and sweet cheat-sheet concerning LIBOR’s sunset in December 2021. We’ll conduct a quick overview of what’s happening, what it means for borrowers, lenders and legal counsel, and what each should be doing now to prepare. First off, a quick review. Since the mid-1980’s, the London Interbank Offered Rate, […]
Lenders and borrowers: the “haves” and the “have-nots”. Their actions have shaped the history of the world, and how they respond to crisis and change is fascinating and informative. Fixed rates are prudent and certain, but cash flow can be king. When current monthly payments matter more than later ones, borrowers often elect to float […]
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